Welcome to the Ballarat Turf Club

WELCOME TO THE BALLARAT TURF CLUB

The Ballarat Turf Club boasts one of provincial Victoria’s premier racetracks, hosting 30 race meets in the up coming 2013-2013 race season, the most conducted on any grass circuit in regional Victoria.

The club boasts two grassed racing tracks and a Tier One training facility which accommodates over 300 horses each morning. The Ballarat Turf Club also features modern grandstand facilities and on-course member and visitor facilities, placing it at the forefront of the country racing industry.

The Ballarat Turf Club’s feature event is the Sportsbet.com.au Ballarat Cup. It is the concluding feature event of the Victorian Spring Racing Carnival. The club also holds midweek races on various days throughout the year as well as the Christmas Party Race Day, Family Fun Race Day and the Porter Plant Autumn Cup.

Club Information

Formed in 1854, the Ballarat Turf Club is steeped in tradition. It has occupied its current site at Dowling Forest since 1972 and is now one of Victoria’s major thoroughbred training centres.

Dowling Forest is situated on 300 hectares of land at Miners Rest, 15 kilometres north-west of the central business district of Ballarat.

The Ballarat Turf Club boasts one of provincial Victoria’s premier racetracks, hosting 30 race meets in the 2012/2013 race season, the most conducted on any grass circuit in regional Victoria. The feature event is Sportsbet.com.au Ballarat Cup, the final feature event of the Victorian Spring Racing Carnival. The club also holds midweek races on various days throughout the year as well as Gold Nugget Day; Ladies Day; Christmas Party Race Day, Family Fun Race Day, the Porter Plant Autumn Cup and the Mother’s Day Races.

The Ballarat Turf Club is well positioned to make the coming race season one of the best in the club’s history, as it strives for continued success both on and off the track.

Come and join us for a GREAT DAY OUT!

Top Mistakes When Assessing Home Loans

Top Mistakes To Avoid When Assessing Home Loans In Australia

 

When it comes to purchasing your first home, it can be terrifying and exciting all wrapped into one. You can’t wait to get the keys to the house of your dreams, however, the whole searching and buying process can be overwhelming. Unfortunately, there are many people who make costly mistakes that could’ve been avoided.

When you’re looking at potential properties to purchase, it’s a good idea to first understand what your price range is. You shouldn’t just assume that since you are pre-approved with some home loans in Australia for a certain amount that you’re actually able to afford it. There are many costs that are included in the home buying process. Some of these include inspection fees, mortgage insurance, stamp duty, and solicitor costs. It’s always a good idea to look at homes just below the value you’re pre-approved for so that you have some buffer room to cover these hidden fees.

Home Loans Calculator Loans.com.au in Australia are available from many different lenders. Don’t make the mistake of going with your traditional bank just because you’ve been with them for a while. A mortgage is a type of loan that’s going to last you ten to thirty years, depending on your specific terms. You want to shop for lenders based on who can offer you the best interest rate. Don’t settle for a company you’re familiar with who has a higher interest rate than a lender you’ve never dealt with. New relationships are great for those who want to have the lowest cost mortgage possible when searching for home loans in Australia.

If you’re a first time home buyer, you should do some reading on the First Home Owner Grant. This is a government initiative that relieves the cost of duties and fees associated with purchasing your first home in Australia. This can literally save you thousands of dollars. Make sure you know how to qualify for this grant before looking for any Home Loan Loans.com.au in Australia. You don’t want to give up this free money just because you didn’t take the necessary time to figure out how to get it.

Property inspections are a must for any home buyer. You never want to sign up for home loans in Australia without having an inspection done on the property you’re getting funding for. These building inspections will help to save you from having to pay out thousands of dollars a couple years down the road on something that could have been repaired on the previous owner’s dime or could’ve at least been deducted from the purchase price of the home.

There are many mistakes that first time home buyers make when looking for home loans in Australia. You don’t want to fall victim to any of these mistakes. It’s worth taking the time to ensure you prepare for all the scenarios above.